Real Estate Law

In Ontario, transferring a property title typically involves several steps. First, both the buyer and seller must agree on terms and execute an Agreement of Purchase and Sale. Once the agreement is in place, a lawyer will conduct a title search to ensure there are no liens or encumbrances on the property. After ensuring the title is clear, the lawyer will prepare the necessary transfer documents, including the Land Transfer Tax Affidavit. On the closing date, funds are exchanged, and the deed is registered with the Ontario Land Registry, officially transferring the title to the new owner. It's crucial to work with a knowledgeable real estate lawyer throughout this process to ensure all legal requirements are met and your interests are protected.

A property lien is a legal claim against a property, ensuring payment for a debt or obligation. In Ontario, liens can arise from unpaid contractor work, unpaid taxes, or other unpaid debts where the property is used as collateral. Before purchasing a property, it's crucial to conduct a title search to identify any existing liens. If a lien is discovered, it must be addressed and resolved before the property's title can be cleanly transferred. If you're a property owner facing a lien, it's essential to understand the nature of the lien and your options for resolution. In some cases, you might need to pay off the debt, negotiate with the lienholder, or challenge the lien's validity in court. Engaging a real estate lawyer can provide clarity and guidance on the best course of action.